Australian Tax Calculator

Calculate Your Income Tax, Tax Refund or Tax Payable

To calculate tax in Australia, add up your taxable income, subtract allowable deductions, apply the Australian resident tax rates for the relevant financial year, then add Medicare levy and any HELP/HECS repayment. If tax withheld is more than your estimated tax liability, you may receive a refund. If it is less, you may have tax payable. 

2025-2026

Tax Return Calculator

This is a simple to use tax calculator that allows you to enter in your income, tax withheld and tax deductions to work out what your estimated tax refund or tax payable position will be. This tax calculator also allows you to estimate your Medicare Levy and HECS / HELP payable to give you a total tax refund or tax payable position helping you to plan and manage your finances.

2025-2026

Second Job Tax Calculator

This is a simple to use tax calculator that allows you to enter two jobs income, tax withheld and tax deductions to work out what your estimated tax refund or tax payable position will be. This tax calculator also allows you to estimate your Medicare Levy and HECS / HELP payable to give you a total tax refund or tax payable position helping you to plan and manage your finances.

2025-2026

Income Pay Calculator

This simple-to-use pay calculator allows you to estimate what your take-home pay might look like on a weekly, fortnightly, monthly or annual basis. You can also use this to check if your employer is paying you the right amount in every pay cheque! This tax calculator will also allow you to estimate your pay taking out any repayments for HECS / HELP if you have a HECS / HELP debt.

2025-2026

HECS/HELP Calculator

If you have a HECS / HELP debt this tax calculator will assist you in tax planning for how much you need to pay towards your HECS / HELP debt in your tax return. This tax calculator will also estimate how long you have remaining until you will have repaid your HECS / HELP debt. Remember, your HECS / HELP debt is paid at different rates based on your taxable income levels more you earn, the higher the rate you repay in your tax return.

Lodging an online Tax Return is easy using One Click Life. It’s simple to complete on your mobile or any other device. For the easiest online Tax Return, use One Click Life.

For more information on our online calculators, check out more info here

Tax Calculators are a great way to estimate your tax refund or track your taxes during the financial year. A tax calculator provides the ability to add your wages, your tax withheld and your deductions. The Tax Return Calculator then provides an estimate of your tax payable or tax refundable.

If you’re using tax calculators to estimate your tax during the year, remember a tax calculator calculates on an annual basis. You’ll have to estimate your full year position for the tax calculator.

You can run a tax calculator multiple times to work out how to increase your tax refund or reduce / remove a tax payable position. Keep updating the tax deductions section to see your tax refund increase! Remember, tax calculators provide an estimate of your tax position, they are indicative only and do not take into account all of your personal circumstances.


Reviewed by: One Click Life Pty Ltd, Registered Tax Agent  

Director: Mark Waller FCPA  
Last updated: June 2026 
Sources: ATO tax rates, ATO Medicare levy, ATO HELP repayment thresholds 
Disclaimer: Estimate only, not personal tax advice 

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