MortgagesSpeed Up
Approvals
in One Click!
A simple mortgage application that takes the stress and effort out of applying for a mortgage. Whether it’s a new home loan or refinancing your existing home, we’ve got you covered!
Trusted by major banks
One Click Life works with all the major banks to ensure you get the best mortgage based on your circumstances.
No cost to you!
Free bookings with a mortgage broker to ensure you’re getting the right loan for you.
We do the work for you!
Let our experienced team of mortgage brokers put in the effort so you can do life.
You select the mortgage
Our experienced mortgage brokers will provide you the options so you can select the best fit for you in one click!
Simply fill out the application form on the mortgages tab to get started. Given we’re your accountant also, there isn’t much information we need to get you started. From there you can relax while our team of experienced mortgage brokers look around at what is going to suit you best. We’ll then come back to you with your options and a recommendation.
Online Mortgage Calculators
How much can I borrow?
A Borrowing Calculator allows you to calculate based on the mortgage repayment you can afford how much you can borrow. If you’ve ever wondered “how much home loan can I borrow?” this borrowing calculator will work that out for you based on the mortgage rate and term of the loan.
What would my repayments be?
A Repayment Calculator allows you to calculate your mortgage repayments over the term of your home loan based on a selected mortgage rate (or as the banks call it, an interest rate!). This calculator allows you to view your repayments by the week, month and year.
At One Click Life, we’re a bit different! We’re all about making your life as easy as possible by providing simple financial products. We’re accountants, mortgage brokers, financial planners and insurance brokers all wrapped up into one simple to use platform that you can operate from your mobile anytime, anywhere.
If you want to complete a tax return, refinance your home, take out your first mortgage and much more, jump online and create an account with One Click Life.
Your home loan made simple
Frequently Asked Questions
It takes between 4 – 6 weeks to finalise a mortgage refinance or a new application for a mortgage
It only takes minutes to complete a mortgage application. Just book an appointment with our lending team to have a chat and get started.
You can get loans with bad credit. However, when you have bad credit you generally have a bigger risk premium applied to the stand bank rate. This means your repayments may be higher if you have bad credit.
Mortgage brokers will assist and guide you through the process of taking out a new mortgage. Mortgage brokers can also assist you refinancing your current mortgage.
If you have a variable interest and there is an interest rate rise, it is likely that the interest rate you are paying will increase. In this case if there is an interest rate rise, your home loan repayments will increase. If you are on a fixed interest rate, the interest rate rise will not impact you until after your fixed term rolls back to variable interest rates.
If you’re wondering “how much can I borrow” it’s best to speak to a mortgage broker and get a firm preapproval for home loan. A preapproval for home loan allows you to bid on property in your price range with confidence. If you’re thinking how much can I borrow, seek out a mortgage broker for a preapproval for home loan
The first home owners grant is accessible for Australian residents when they buy their first home. Our First Home Owners Grant guide will help you work through all the information you need.
It is generally good practice to consolidate loans when you are refinancing or taking out a mortgage. This provides the option to reduce the payment amount or keep up repayments and allow for flexibility if there is an interest rate rise. It is best to seek advice from a mortgage broker based on your personal circumstances.
Need some help navigating your home loan?
Whether you’re confused about the home buying process, or you can’t make sense of all the acronyms we have lots of resources to help you out.
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