It takes between 4 – 6 weeks to finalise a mortgage refinance or a new application for a mortgage

It only takes minutes to complete a mortgage application. Just login to One Click Life and navigate to the mortgages tab to get started

You can get loans with bad credit. However, when you have bad credit you generally have a bigger risk premium applied to the stand bank rate. This means your repayments may be higher if you have bad credit.

Mortgage brokers will assist and guide you through the process of taking out a new mortgage. Mortgage brokers can also assist you refinancing your current mortgage.

If you have a variable interest and there is an interest rate rise, it is likely that the interest rate you are paying will increase. In this case if there is an interest rate rise, your home loan repayments will increase. If you are on a fixed interest rate, the interest rate rise will not impact you until after your fixed term rolls back to variable interest rates.

If you’re wondering “how much can I borrow” it’s best to speak to a mortgage broker and get a firm preapproval for home loan. A preapproval for home loan allows you to bid on property in your price range with confidence. If you’re thinking how much can I borrow, seek out a mortgage broker for a preapproval for home loan

The first home owners grant is accessible for Australian residents when they buy their first home. Our First Home Owners Grant guide will help you work through all the information you need.

It is generally good practice to consolidate loans when you are refinancing or taking out a mortgage. This provides the option to reduce the payment amount or keep up repayments and allow for flexibility if there is an interest rate rise. It is best to seek advice from a mortgage broker based on your personal circumstances.