If you are looking for a Private Health Insurance plan, AIA have you covered, offering 9 weeks free for combined hospital and extras or 4 weeks free for hospital-only cover.
In this article, we will cover the AIA Health Member offer for 2023, the terms and conditions, what private health insurance is, and the benefits of private health insurance.
1. Combined Hospital and Extras
Join AIA Health on an eligible combined Hospital and Extras policy before 30 June and you’ll get 9 weeks free across your first two years. This means you’ll only pay for 25 weeks of premiums, saving you up to $450.
2. Hospital only
Join AIA Health on an eligible Hospital only policy before 30 June and you’ll get 4 weeks free across your first year. This means you’ll only pay for 52 weeks of premiums, saving you up to $225.
Terms and conditions
The following terms and conditions apply to both offers:
- The offer is only available to new members who join AIA Health before 30 June 2023.
- The offer is only available on eligible policies.
- The offer cannot be used in conjunction with any other offer.
- The offer is subject to change without notice.
What is Private Health Insurance?
Private Health Insurance is a type of insurance that covers the cost of medical expenses such as doctor visits, hospital visits, and prescriptions. Although Private Health Insurance is not mandatory in Australia, the government provides tax incentives to reduce pressure on the Medicare system. Private Health Insurance allows you to access more treatments and hospitals that are not covered by Medicare.
What are the benefits of Private Health Insurance?
Having Private Health Insurance comes with a range of benefits including some of the following:
1. Your choice of hospital and doctor
Private Health Insurance gives you access to private hospitals and doctors of your choice, instead of restricting your access to public hospitals and doctors.
2. Shorter waiting times
Access to more hospitals and doctors means your wait time decreases, allowing you to receive the medical care you require sooner.
3. Tax incentives
The Australian government provide Private Health Insurance rebates to eligible individuals. Without PHI, some individuals may be required to pay the Medicare levy.
4. Gap cover
Taking out Private Health Insurance can reduce the gap between medical costs and what the government pays, which can decrease your overall expenses. This is beneficial for procedures and treatments that are not fully covered by the government.
Private Health Insurance that can help you!
Private Health Insurance (PHI) doesn’t have to cost you money. Generally, PHI saves you money when it comes to lodging your online tax return.
It’s easy to request a PHI quote on the One Click Life dashboard. One Click Life offers PHI and online tax returns at your fingertips in an easy-to-use platform.One Click Life can take care of your PHI, Tax, Will, and Mortgage, so you can spend more time doing the things you love.