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AIA Health October 2026

*On eligible products. Terms & conditions apply.

Looking for health insurance that does more? Whether you’re taking out health insurance for the first time or upgrading your current policy, AIA Health with AIA Vitality protects and rewards you every day.

Why choose AIA Health?

With AIA Health, you’re backed by AIA Australia – a leading life, health, and wellbeing insurer committed to helping Australians live healthier, longer, better lives.

As a member, you’ll enjoy:

  • Cover options tailored to your life stage and need
  • Up to 80% back on Extras (up to annual limits).1
  • Access to AIA Vitality

What is AIA Vitality?

When you join AIA Health, you get access to AIA Vitality – a science-backed health and wellbeing program that supports you to know your health, improve your health and get rewarded.

As a member, you’ll enjoy benefits and rewards, like:

  • Up to $760 in Active Benefits rewards and Shopping Rewards vouchers per AIA Vitality membership year to use with retail partners including Woolworths, Commonwealth Bank, Uber, and more
  • Up to 40% off gym memberships with Fitness First, Virgin Active, and Goodlife
  • Up to 50 % cashback on eligible Virgin Australia flights

When you engage with AIA Vitality, you can unlock more value on health insurance, like our hospital excess refund benefit for eligible hospital admissions.2

Ready to get started?

You can get a quick and easy quote online in just a few steps. CLICK HERE to start now and instantly explore the cover options that suit you best.


  1. On eligible policies when you hold AIA Vitality Silver Status or above.
  2. If you have held an AIA Health policy for a minimum of six months and hold AIA Vitality Silver Status or above, you will be eligible for our hospital excess refund benefit on eligible hospital admissions. Conditions apply.