Our $500 Cash Advance gives you access to funds when you need them most. With a one-time $25 establishment fee and no additional fees, interest, or late charges, it’s a simple, predictable way to cover short-term expenses.

No. After the $25 establishment fee, there are no ongoing charges, no interest, and no late fees for this 28-day cash advance.

The cash advance term is 28 days. Your repayment schedule is flexible—choose either four weekly payments or two fortnightly payments.

You have two options:
a. 4 weekly payments of $131.25 (every 7 days), or
b. 2 fortnightly payments of $262.5 (every 14 days).

Choose the repayment plan that works best for your budget.

No. This product is interest-free and late-fee-free. All you need to do is make your payments to cover the establishment fee and the $500 principal.

A single flat $25 establishment fee is charged when the advance is disbursed. There are no additional fees.

Applicants must:
· Be an Australian resident
· Be 18 years or older
· Not be under financial hardship
· Have an active bank account
· Be earning over $20,000 a year and employed at the time of advance
· Have no Centrelink income in the year of the advance
· Have no government debt, child support or debt with One Click Life
· Be a tax customer of One Click Life

Eligibility is quickly assessed and easy to apply in just minutes.

Once approved, funds are typically deposited in your bank account within one business day, often on the same day.

Yes! You can repay the total amount any time within the 28-day term. Early repayment doesn’t incur additional costs.

Once all scheduled payments are complete, your loan account is closed, You have no ongoing commitments or obligations.

Yes. Once you have repaid your cash advance in full, you can re-apply for new advance.

Create a free One Click Life account, or log in to your existing One Click Life account. Go to the Little Money tab and commence your application. From there;
· Choose your repayment schedule.
· Agree to terms, sign electronically, and receive funds quickly.

Absolutely. Our interest-free cash advance is perfect for emergency bills, urgent repairs, or one-off costs that don’t fit into your regular budgeting.

Why choose the One Click Life $500 cash advance:
· No interest or late fees – ever!
· Transparent pricing – just $25
· Flexible repayments – weekly or fortnightly
· Fast, same-day or next-day payout